We're seeing a rise in spoofing calls using our number, with scammers pretending to be from our fraud/card services team. Remember - Essential will never call, text or email and ask for sensitive information like your card number, online banking credentials, PIN number, or one-time passcodes.
If something doesn't feel right, hang up and call us directly at 888-369-2207. Your security is our priority.
This site uses cookies to improve your browsing experience. By using the website, you consent to the use of cookies. To learn more about our commitment to protecting your personal information see our Website Privacy Policy Disclosure.
Essential is a state-chartered Credit Union with a wide field of membership.
Louisiana: Anyone who lives, works, worships, or attends school in the nine parishes of the Greater Baton Rouge Community—East Baton Rouge, West Baton Rouge, East Feliciana, West Feliciana, Ascension, Livingston, Iberville, Pointe Coupee, and St. Helena—can join.
Texas: You can become a member if you or a family member are affiliated with Priority Postal or the Post Office in cities like Pasadena, Deer Park, La Porte, Seabrook, Pearland East, Pearland West, South Houston, Channelview, and Galena Park. Membership is also open through the Texas Consumer Council, reflecting our dedication to serving an even wider community.
It's easy to become a member of the Texas Consumer Council! Apply for an Essential membership first and we'll take care of the rest!
Becoming a member of Essential Credit Union is simple! All it takes is opening a Savings Account with a deposit of $5 or more, which represents your "share" in the credit union. Once you're a member, you can open a checking account, apply for loans, and enjoy all our services. Best of all, your membership lasts for life, no matter if you change jobs, move, or retire. Joining is easy and convenient—just click below to open your account from the comfort of home today!