Home Loans
Let us help make your dream house a reality.
Essential Credit Union and Member First Mortgage, LLC (MFM) have teamed up to provide affordable mortgage solutions and excellent service to our members.
We offer a wide range of mortgage programs, including:
- Fixed and Adjustable Rate Mortgages: Our mortgage term options are great for borrowers looking for a home for the next couple years to their forever home.
- Conventional and Government Loans: Members can take advantage of our conventional and government loans (FHA, RD/USDA, and VA) to find the mortgage that fits their unique needs.
- Affordable Down Payment Programs: Many of our loan programs offer flexible down payment requirements to make buying a new home more affordable.
- Competitive Rates and Closing Costs: Our mortgage rates are constantly changing so that we can stay competitive in the industry. We also keep our closing costs low to help you save money.
- Easy Online Application: Our easy online mortgage application allows you to apply whenever works best for your schedule from virtually anywhere.
Mortgage Loan Calculator
What will my mortgage payment look like over the life of the loan?
Loan amount
Loan rate
Loan term (years)
15
30
Calculations use example rates, and your rate and/or payment may differ.
The values on this form are for discussion and illustration purposes. This page is not a commitment to lend or extend credit. Your actual rate and term will vary and are dependent upon the applicants’ creditworthiness and the mortgage loan chosen.
